Insights

Guides on payments, Clover POS, compliance and security.

Every article is written from real merchant deployments across Reston and Northern Virginia. No fluff, no vendor spin, just the numbers and the steps.

PaymentsJuly 14, 2026 11 min read

Credit card processing fees, explained line by line

Interchange, assessments and markup are three different things. Here is how to read your statement, find the padding and calculate your true effective rate.

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Send one recent processing statement. We return a line-by-line rate review plus a bundled IT, compliance and CCTV proposal within two business days.